Terms & Conditions
Last Updated: 12/10/2025
Welcome to the FPA NorCal Conference website (“Site”), operated by FPA NorCal (“we,” “our,” “us”).
By accessing this Site or registering for the FPA NorCal Conference (“Conference”), you agree to the following Terms & Conditions. Please read them carefully.
1. Use of This Website
By using this Site, you agree to:
- Use the Site only for lawful purposes
- Not attempt to disrupt or compromise the Site’s security
- Not copy, distribute, or modify content without permission
All content on this Site—including text, graphics, schedules, speaker information, and branding—is the property of FPA NorCal and may not be reproduced without authorization.
2. Conference Registration
2.1 Accuracy of Information
You agree to provide accurate and complete information during registration.
2.2 Registration Confirmation
Your registration is considered complete only when full payment is received and a confirmation email has been issued.
2.3 Conference Changes
FPA NorCal may adjust the Conference schedule, speakers, sessions, or venue at any time.
Changes do not constitute grounds for a refund outside of our standard Refund Policy.
3. Payments
Payments for registration are processed through secure third-party vendors.
By submitting payment, you authorize our payment processor to charge your selected payment method.
We do not store full credit card information on our servers.
4. Refund Policy
We understand that plans sometimes change. Our refund policy is as follows:
4.1 Refund Requests
Refund requests must be submitted in writing to info@fpanorcal.org.
4.2 Refund Deadlines
- Before April 1st: 90% refund | a processing fee of 10%
- Before April 24th: 50% refund
- After April 24th: No refunds will be issued
Registration may be transferable to another attendee upon request and approval. Please submit transfer requests to info@fpanorcal.org.
4.3 No-Show Policy
No-shows are not eligible for a refund.
4.4 Event Cancellation
The FPA NorCal Conference is organized by a committee of volunteers representing the four FPA chapters in Northern California. The conference committee consists of experienced financial planners who are accustomed to working in a world of uncertainties.
The conference committee strives to provide top quality education and networking opportunities for our members. In planning an annual event of this magnitude, we can be faced with circumstances that are beyond our control such as travel delays, labor interruptions, earthquakes, or a multitude of unforeseen situations.
We appreciate your understanding that when an unforeseen situation arises, we will do everything in our power to mitigate the disruption to our members and still meet the conference objectives. Despite our planning experience, from time to time a speaker becomes ill, misses a flight, or cannot appear for some reason. We apologize for not being able to refund registration fees due to a speaker cancellation.
The possibility exists, although we believe the probability to be low, that an unforeseen event could disrupt the entire conference from occurring. Should the conference be cancelled, we may be able to provide partial refunds, but we cannot guarantee that we will be able to refund your entire registration fee, due to contractual obligations with the hotel and conference vendors.
We clearly cannot predict the future, however we will do our best to address the unforeseen circumstance if it arrives.
5. Code of Conduct
All attendees, speakers, sponsors, and volunteers agree to:
- Treat others with respect and professionalism
- Refrain from harassment, discrimination, or disruptive behavior
FPA NorCal reserves the right to remove any individual whose behavior violates these standards without refund.
6. Use of Photos & Recordings
By attending the Conference, you grant FPA NorCal permission to use photos, videos, or audio recordings that may include your image or voice for promotional or educational purposes.
If you wish to opt out, please notify us in writing prior to the Conference.
7. Third-Party Links
This Site may contain links to external websites.
FPA NorCal is not responsible for:
- The content of third-party websites
- The practices of sponsors, partners, or vendors
- The policies or security of external services
Use of third-party sites is at your own risk.
8. Intellectual Property
All conference materials—including slides, recordings, and handouts—are the intellectual property of FPA NorCal or the respective speakers.
You may not reproduce, distribute, or repurpose any materials without written permission.
9. Limitation of Liability
To the fullest extent permitted by law, FPA NorCal is not liable for:
- Personal injury or property loss during the Conference
- Changes to the program or schedule
- Technical issues with the Site
- Actions of third-party service providers
Your use of the Site and participation in the Conference is at your own risk.
10. Privacy
Your use of this Site is also governed by our Privacy Policy.
By registering, you consent to the collection and use of your information as described there.
11. Updates to These Terms
We may update these Terms occasionally.
Changes will be posted on this page with a revised “Last Updated” date. Continued use of the Site indicates acceptance of the updated Terms.
12. Contact Us
If you have questions about these Terms or our Refund Policy, contact:
FPA NorCal Conference
Email: info@fpanorcal.org
Website: fpanorcal.org